Table of Contents
01
Overview
SpendWise ("we", "our", or "us") is a personal expense tracking application. We are committed to protecting your privacy and handling your data with transparency, security, and respect.
This Privacy Policy applies to the SpendWise mobile application available on Google Play and the Apple App Store, and any related services. By using SpendWise, you agree to the collection and use of information as described in this policy.
We do not sell, rent, or trade your personal data to any third party for commercial purposes.
02
Information We Collect
We collect only the information necessary to provide the app's core features.
📧 Account Information
Your full name and email address, collected when you create an account. Used solely for authentication and to personalise your experience.
💰 Financial Data You Enter
Transaction titles, amounts, categories, dates, and icons — all entered manually by you. This data is stored in your personal account and is never shared with third parties.
👥 Group Expense Data
Group names and member names you enter manually. We do not access your device contacts or any external source to populate this data.
⚙️ Preferences
App settings such as your preferred currency and display mode, stored locally on your device via AsyncStorage.
📱 Device Information (Anonymous)
Basic technical information such as operating system type and version may be collected automatically by our infrastructure provider (Supabase) for security and stability purposes. This is never linked to your identity.
03
How We Use Your Information
Your data is used exclusively to:
- Provide, operate, and maintain the SpendWise application
- Authenticate you securely and maintain your session
- Display your personal financial summaries, charts, and reports
- Generate PDF export reports that you explicitly request
- Send you optional spending notifications (only if you enable them)
- Improve app performance, fix bugs, and develop new features
We do not use your financial data for advertising, profiling, machine learning on your personal data, or any purpose beyond providing the service you signed up for.
04
Data Sharing & Third Parties
We use a minimal set of trusted third-party services to operate SpendWise:
🏗️ Supabase (Backend & Database)
Your account and transaction data is securely stored on Supabase's infrastructure. Supabase is SOC 2 Type II compliant. Data is encrypted at rest and in transit. Supabase Privacy Policy →
📄 Expo Platform
The app is built with the Expo framework. Expo may collect anonymous crash telemetry to help developers fix bugs. No personal data is shared. Expo Privacy Policy →
We do not share your data with advertisers, data brokers, analytics companies, or any other commercial third parties.
05
Data Storage & Security
We implement industry-standard security measures to protect your data:
- Encryption in transit: All data transmitted between the app and our servers uses TLS 1.3.
- Encryption at rest: Your data is stored in an encrypted database via Supabase.
- Row Level Security (RLS): Database-level policies ensure each user can only access their own data — even if a query were somehow misconfigured.
- Authentication tokens: Secure session tokens are stored in the device's encrypted AsyncStorage. Expired tokens are automatically invalidated.
- No plaintext passwords: Passwords are hashed using bcrypt by Supabase Auth and are never accessible to us.
While we take all reasonable steps to protect your data, no method of transmission over the internet or electronic storage is 100% secure. We encourage you to use a strong, unique password for your account.
06
Data Retention
Your data is retained for as long as you maintain an active account with SpendWise.
- You may delete individual transactions or group expenses at any time from within the app.
- You may delete all your data at once via Profile → General Settings → Delete All My Data. This immediately and permanently removes all your transactions and group expenses from our servers.
- To delete your account entirely, please contact us at the email address below. We will process account deletion requests within 30 days.
After account deletion, any residual data in backup systems is purged within 90 days.
07
Your Rights
Depending on your location, you may have the following rights regarding your personal data:
- Access: Request a copy of the personal data we hold about you.
- Rectification: Correct inaccurate or incomplete data.
- Erasure ("Right to be Forgotten"): Request deletion of your personal data.
- Portability: Export your data in a machine-readable format (use the in-app PDF export feature).
- Restriction: Request that we limit the processing of your data in certain circumstances.
- Objection: Object to processing of your data in certain circumstances.
- Withdraw Consent: Where processing is based on consent, you may withdraw it at any time.
To exercise any of these rights, please contact us using the details in the Contact section below.
08
Children's Privacy
SpendWise is not directed at children under the age of 13 (or 16 in the EU/EEA). We do not knowingly collect personal information from children. If we become aware that a child under the applicable age has provided us with personal data, we will take steps to delete that information immediately.
If you are a parent or guardian and believe your child has provided us with personal information, please contact us immediately.
09
Changes to This Policy
We may update this Privacy Policy from time to time. When we do, we will:
- Update the "Last Updated" date at the top of this page
- Notify users of material changes via an in-app notification or email
We encourage you to review this policy periodically. Continued use of SpendWise after changes are posted constitutes your acceptance of the revised policy.
10
Contact Us
If you have any questions, concerns, or requests regarding this Privacy Policy or your personal data, please contact us:
We're here to help
Reach out with any privacy-related questions and we'll respond within 48 hours.
khulfanbutt77@gmail.com